This role is
responsible for assessing counterparty credit risk of all new and existing corporate
and project finance transactions for ICD as part of the credit approval and
Assessing credit risk of all new corporate and project finance transactions in line with
established credit approval process, including policy and limit compliance,
assignment of internal risk ratings, and recommendations on structuring,
pricing, security, covenants, and terms and conditions.
Ensure new transactions are approved in
line with established credit approval process, including timely preparation
of all documents required for Investment Committee meetings.
Ensuring appropriate pricing of new transactions
based on risk rating, capital requirement, and portfolio and market
Monitor existing transactions in line with
established policy and process, including independent annual or quarterly
reviews, updates on risk ratings.
Assess and provide recommendations on all
credit decisions relating to waivers of loan covenants and conditions,
changes in terms, and other amendments to transactions agreements.
Assist and closely coordinates with
concerned departments in management of impaired transactions
Assist in risk reporting and the
formulation and implementation of credit policies, procedures, and processes.
Implementation of credit risk policies
and procedures as per plan
Comprehensiveness and timely submission
of relevant credit reports to senior management
Timely resolution of risk queries by
Timely submission of credit risk review
Master in Finance or Management or Business from a reputable and
internationally recognized university.
7 years of experience with leading international or regional banks in
credit risk or origination role
Experience in credit risk assessment of corporate and project finance
debt based transactions from credit approval and portfolio management
Detailed understanding of best practice on credit risk assessment,
portfolio management, transaction structuring.
Strong knowledge of banking products, financial and risk modeling,
rating methodology, and risk management concepts